In his fantastic book ‘The Little Book of Common Sense Investing’ John Bogle, the founder of the Vanguard investment group, highlights the importance of truly understanding the numbers when fund management groups publish their fund performance
Protected Rights – new possibilities from April 6th
Historically, many people chose to contract out of the State Earnings Related Pension Scheme using their money purchase pension. Put simply, this meant that the money that would have gone into SERPS went into their personal pensions instead – effectively, they were swapping known benefits from the Government for unknown