Gary Phillips

29 May 2012

Are you being fooled by the numbers?

Gary Phillips

29 May 2012

In his fantastic book ‘The Little Book of Common Sense Investing’ John Bogle, the founder of the Vanguard investment group, highlights the importance of truly understanding the numbers when fund management groups publish their fund performance

Gary Phillips

28 May 2012

Why ‘ISA season’ can be bad for your wealth!

Gary Phillips

28 May 2012

Anytime after the middle of March each year it’s difficult to read the financial pages of a newspaper or browse a finance website without investment companies reminding us of the need to use our ISA allowances before 6 April.

Gary Phillips

22 May 2012

“Money will make me happy” is a lie

Gary Phillips

22 May 2012

Money is simply something to be exchanged for the more important things in life.

Gary Phillips

17 May 2012

What can we all learn from Man City?

Gary Phillips

17 May 2012

Well, it never really looked like happening – until it happened. Man City plucked victory from the jaws of defeat and wiped away 44 years of heartache in the blink of an eye. Now the dust has settled, what lessons can we as investors learn from the madness of last Sunday? For me it can be

Gary Phillips

16 May 2012

Ignoring this 2 minute video could cost you both time and money.

Gary Phillips

16 May 2012

Below is a short video from Tom Rampulla, Managing Director of Vanguard, one of our investment partners. The video demonstrates ‘why costs matter’ and how the excessive charges most investors pay can delay both the growth

Gary Phillips

14 May 2012

Why would anyone want a pension?

Gary Phillips

14 May 2012

It seems impossible to open a newspaper at the moment without reading yet another headline attacking pensions.

‘Interest rates keep annuities low.’

‘Pension companies still overcharging.’

Gary Phillips

26 January 2012

Ten strategies for saving tax in 2012

Gary Phillips

26 January 2012

An often overlooked part of putting your finances in order is making sure that your tax planning is effective. Are you claiming all the tax relief you’re entitled to? Are your investments arranged in the most tax efficient way?